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A business succession plan helps to guarantee the continuity of a business. Life insurance provides an instrument for adequate coverage for the business and its owners / partners to ensure this continuity. A proper valuation of the business, duly updated, is essential.

Based on the type of business, the number of partners, if any, and the needs of the business, a qualified insurance professional could recommend Keyperson or Buy Sell Agreements. These policies can also help a business provide collateral for business loans, buying out the shares of a deceased partner and to extend the life of a business.

More on this topic in my future blog posts.

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