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Gifting to a child or grandchild provides the perfect opportunity to leave a tax-free legacy to your family's next generation, a perfect way to build generational wealth.

Through charitable giving, you can also gift a legacy to your favorite charity which must be qualified and registered. This is a form of philanthropy where the contract is on the life of the donor who also pays the premiums, and the charity is the beneficiary.

     Your legacy lives on! 

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